How should you manage your finances in your 30s and 40s?

​How should you manage your finances in your 30s and 40s?

In your 30s, diversify investments, avoid high-interest debt, and build an emergency fund. In your 40s, secure term insurance, update beneficiaries, and focus on retirement planning, including long-term care options.

Balancing these steps ensures financial stability as you approach retirement.

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